SA Loan Services
Personal Loans in Pretoria

When an unsecured loan is taken out this means that the loan you are getting does not hold any of your assets as security. The fixed payments Can Work in your Favor as you can work an exact Budget. always read the small print carefully and make sure you ask all the questions that concern you. Interest rates on unsecured loans can be between 2 and 5 % a month depending on the loan product and this is the maximum allowed by NCR regulations, the rate of interest you get is determined by your individual risk profile and if you have a poor credit record you can still obtain a loan but in most cases it is at the highest interest rate. The reason these companies charge a high rate is because as a client with bad credit you are considered high risk and to offset this risk the lenders charge you a higher rate, but it pays to shop around for the best deal before signing anything. The amount you want to borrow could also affect you repayment so its always best to only take the amount you need. A personal loan is basically a unsecured loan an they are other various terms used that mean the same thing. A Personal loan is usually over a longer period and has a higher amount and repayment period. Other types of unsecured loans are consolidation loans. By applying with us we aim to give you the best possible professional service. We try our best and are willing to go to the Extra mile to assist our customers in any way we can. We try to bring you the best and most easy way to apply for loan by taking out the hassles related to it. When you search for a bad credit personal loan in South Africa all you need to do if complete a quick and easy online application form to apply. All these private lenders use there own set of risk Criteria to score an application, knowing where to apply and who to apply with means that your chances of getting that much needed help is greatly maximized. We at SA Loan Service's understand that sometimes unexpected thing's happen in life and as a result one gets a bad credit record due to this. We at SA Loan Service's have specially designed product's to assist ITC listed clients in getting a personal loan today. Bare in mind that you will still need to meet these companies credit risk Criteria however the Criteria used is much more lenient. All these private loan companies also need to follow NCR guidelines and need to conduct proper affordability assessment to protect to consumer against over indebtedness.